Roots of Wealth

Roots of Wealth Blog with Dan and Maureen Crimmins

Welcome to Roots of Wealth. A financial blog focusing on life, planning, and interesting information worthy of sharing with you.
Roots of Wealth is proudly managed by Crimmins Wealth Management Located in Ramsey, NJ.
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Retirees Nemesis: Inflation

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I had a newspaper delivery route when I was 10 years old delivering the “Long Island Press” - a now defunct newspaper. I had a sting ray bike with baseball cards in the spokes and because I delivered everyday without fail, the kickstand wore out. So as I pedaled, my pedal would constantly hit the … [Read more...] about Retirees Nemesis: Inflation

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

What Happened to the Good Old Days of Pensions?

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My father worked very successfully for 30+ years at one company -  MetLife Insurance Company - as was common for many of his generation.  My mother now receives a monthly pension check from MetLife due to my Dad's productive working years and she will receive a pension check for the rest of … [Read more...] about What Happened to the Good Old Days of Pensions?

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

Retirement, Risk and Return

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If investors could take no risk and still maintain the lifestyle in retirement, why wouldn't all investors just invest in T-Bills?   David Booth, CEO of Dimensional Fund Advisors (DFA) That is because investors understand the risk of purchasing power. The Risk of Purchasing Power deals with the … [Read more...] about Retirement, Risk and Return

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

Our Longevity and Purchasing Power

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In ancient Roman times, there was an elder by the name of Cato who said:  Cessation of work is not accompanied by cessation of expenses  This applies today even more so than it did back then. Even if you were a member of the wealthy class during Roman times, the average life expectancy was age … [Read more...] about Our Longevity and Purchasing Power

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.