I came to America as an 8-year old refugee from the Vietnam War, along with my five brothers, my parents, and my grandmother. My parents were broken in spirit, but still retained enough pride to refuse food stamps and welfare assistance from our new homeland. They reminded us often that we have the … [Read more...] about Asian Philosophy and Retirement Planning
Is a Will sufficient for your estate, or should you consider a trust? Before addressing this question, let's review trusts and what they do. A trust transfers the legal title to property to a trustee, who manages the assets of that trust during your lifetime (if it is a living trust) and … [Read more...] about How Do I Determine If a Trust is Right for Me?
If you have children, planning for college is a topic that you should begin to discuss with your financial advisor during your first meeting. With the cost of a college education increasing every year, the number that needs to be saved is staggering. But just like retirement, planning for college … [Read more...] about Planning for College – The Sooner the Better!