Roots of Wealth

Roots of Wealth Blog with Dan and Maureen Crimmins

Welcome to Roots of Wealth. A financial blog focusing on life, planning, and interesting information worthy of sharing with you.
Roots of Wealth is proudly managed by Crimmins Wealth Management Located in Ramsey, NJ.
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529 Plans

Reducing College Costs

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The cost of college tuition continues to astonish anyone who needs to pay for this education.  For the college year 2018-2019, the average tuition, fees and room and board expenses were $48,510 for a four-year private college and $21,370 for a public college.  That number is for just one year of … [Read more...] about Reducing College Costs

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

The ABCs of Education Investing

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With school back in session in most of the country, many parents are likely thinking about how best to prepare for their children’s future college expenses. Now is a good time to sharpen one’s pencil for a few important lessons before heading back into the investing classroom to tackle the … [Read more...] about The ABCs of Education Investing

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

529 Plans and the New Tax Bill

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The new tax bill, signed into law on December 22, 2017, has impacted a number of investment vehicles that may benefit many of us.  One significant change to the 529 Plans is the ability to use these funds to cover private elementary and secondary school expenses.  As a reminder: A 529 plan is an … [Read more...] about 529 Plans and the New Tax Bill

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

Superfunding Your 529 Plan – Maximize Your Savings for College

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“Superfund” is the federal government's program to clean up the nation's uncontrolled hazardous waste sites. But superfunding a 529 plan isn’t about waste at all. Ironically, learning about superfunding will help your children to learn. 529 plans are very useful and flexible mechanisms for saving … [Read more...] about Superfunding Your 529 Plan – Maximize Your Savings for College

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

529 Plans and Your Choices

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The mail arrived with a letter from the university that our daughter is attending with the tuition increase for next year. The high cost of providing your child a college education is staggering.  How can you plan for this large number?  And will the tuition costs continue to climb? According … [Read more...] about 529 Plans and Your Choices

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

Learn Pros, Cons of Using a Financial Advisor for College Savings

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Recently, Maureen Crimmins was interviewed by Deborah Ziff who is a Chicago area-based freelance education reporter for U.S. News, covering college saving and 529 plans.  Maureen discusses how we help our clients save for their children and grandchildren's educational needs. Click on the link … [Read more...] about Learn Pros, Cons of Using a Financial Advisor for College Savings

The foregoing content reflects the opinions of Crimmins Wealth Management and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.