Even when employees are lucky enough to have a 401 (k) plan offered by their employer, they are not saving enough to have sufficient funds in their savings account to maintain their lifestyles after they retire. This sobering fact is from the Center of Retirement Research for the Wall Street Journal using data compiled by […]
Save More Tomorrow: 401 (k) Strategies
The Driver-less Car Bet
We have talked in previous posts about how to be a successful investor one needs to be optimistic about the future. This optimism can be seen in the tremendous progress that technology is having in many aspects of our lives. Technology is making our lives easier, more productive and allowing us to remain healthier longer […]
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The Impact of Inflation
When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of investing. In many cases, the reason for saving today is to support future spending. Therefore, […]
Rattlesnake Bonds – Listen for the rattle
I was watching the National Geographic Channel and they were discussing the rattlesnake. It seems that over the course of millions of years of evolution that the rattlesnake has developed an interesting feature. Most of the time before striking and biting someone, the snake will signal with their distinctive calling card – the rattling tail. […]
What is your part to play?
Maureen and I were late to the game with the hit TV show “Downton Abbey” This British drama series follows the lives of the Crawley family and its servants in the family’s Edwardian country house. The series begins with the 1912 sinking of the Titanic, which leaves Downton Abbey’s future in jeopardy. The highly acclaimed […]
Happy Independence Day!
Today is Independence Day – the celebration of our country’s birthday! Our Declaration of Independence was a historical moment and one that is cherished and celebrated with picnics, barbeques, fireworks, hot dogs and apple pie! It is a great day to wear red, white and blue and to proudly wave the American flag. What does it […]
Come On Get Happy!
My favorite cartoon character when I was young was Snoopy. So much so that my bedroom was filled with Snoopy. Snoopy dolls, Snoopy quotes and even Snoopy curtains. I even learned how to draw Snoopy on top of his dog house and spent many hours in art class perfecting this skill. And my favorite quotes […]
Advisors as Money Detectives
A financial advisor’s job is like a detective’s. We probe to see whether your financial assumptions are correct. We want to find the truth beneath the assumptions and document clutter. Sometimes, our digging uncovers dangerous imbalances in your financial picture. Once we discover these errors, we can help correct them. Here are two examples of […]
The Lucky Couch
The news can be difficult to watch but occasionally you come across a story that reinforces the good qualities in people that make you smile. Just recently a bunch of college students picked up a couch at the local Salvation Army store. They noticed that the couch was a bit bumpy in one area and were […]
Doing Well and Doing Good?
Growing interest in the impact of fossil fuels on the global climate may spark questions about whether individuals can integrate their values around sustainability with their investment goals and, if so, how. As global citizens, individuals can express their political preferences around sustainability through the ballot box. As investors, they also can express their preferences […]
About Dan & Maureen
Dan and Maureen founded Crimmins Wealth Management, a fee-only independent financial advisory firm, to work with individuals and their families to help clarify and plan for their futures by helping them relate money to their lives.
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