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Photo by US Census Bureau

What the 1940 Census Reveals about Rising Costs

I recently wrote a piece describing how I had taken one of DNA test to confirm my Irish heritage.  You can read that blog post here:  Irish confirmed. In that piece I described how after taking the test and getting my results that I was contacted by a distant cousin who gave me my Crimmins […]

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“I hope you have enough”

Recently I received a letter in the mail from a charity organization.  The letter was signed with “I hope you have enough”.  This was a unique and thought-provoking way to sign a letter.  And what is actually “enough”? When we plan for the future and retirement, we are planning to ensure that you have “enough” […]

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Be Happy You’re Alive Now

We have written a number of posts about the need to view our future with optimism.  Frankly, it is a requirement to own shares in the great companies of the world known as stocks. This post attempts to provide a reality check against the ever-present negativity in the news with an understanding of the blessings […]

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Don’t Stop Thinking About Tomorrow

How did 40 years go by so quickly? It was 40 years ago that the band Fleetwood Mac released the album (yes – album) entitled – Rumours.  The album was released in 1977. There were 11 songs on the album, but I recently listened to one song with a different prospective than I did as […]

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Happy Independence Day!

Happy Independence Day!

Independence Day is the celebration of our country’s birthday! Our Declaration of Independence was a historical moment and one that is cherished and celebrated with picnics, barbeques, fireworks, hot dogs and apple pie! It is a great day to wear red, white and blue and to proudly wave the American flag. What does it mean to […]

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No One Likes to Be Stuck

One of the best reasons to watch the Super Bowl are the commercials.  And although this year’s Super Bowl commercials weren’t the best, the Ford commercial resonated with me. If you missed it, the song playing over the visuals of being stuck in many different ways was as follows: I wish I knew how it […]

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Photo by FDR Presidential Library & Museum

How to Obtain your Social Security Income Estimate

When Maureen and I meet with people for the first time to explore if we are a good fit for us to help them reach their goals, one of the key questions that we ask is What income will you need to have in your first year in retirement?” As retirement income planners, we need […]

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Best Personal Finance Software for Healthier Wealth

Online banking is a great tool to pay bills and reduce paper statements. However, it cannot establish a budget or categorize your expenses. A financial tracking software gives you the ability to review how you are spending your money — Dan Crimmins Improving financial management skills often requires a lifestyle adjustment: a change in habit […]

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The Dresser Drawer

The Dresser Drawer

I grew up in a typical middle income town on Long Island with a rather large family.  There were five children in an unusually large home in the suburbs with a dog named Happy and a cat named Cleo.  The household also included the most important part of my upbringing, my Nana.  In those days, […]

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Planning Your Financial Independence Day

As we celebrate our Great Country’s Birthday this weekend, I wanted to discuss how we can all plan for our own financial independence usings the following seven steps. 7 Key Steps to Financial Independence Most people say they plan for retirement, but they are really planning for financial independence. The day you achieve financial independence […]

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