Compounding is the principle on which most great fortunes are built, and it’s far more powerful than you might imagine. … [Read more...] about Video: Why Compounding Is So Powerful
Creating Financial Comfort
How to Cut the Cord and Save Money
I have been talking about doing it for over a year now – cutting the cable cord. Frankly, I avoided it because my email was tied to my cable provider and I was just too lazy to change it. However, one day the cable company did me a favor. My email stopped working. I called several times being put … [Read more...] about How to Cut the Cord and Save Money
VIDEO: Risk & Volatility Are NOT the Same Thing
Don't confuse risk and volatility. Risk refers to a permanent loss of capital. Market volatility is short-term and a common occurrence. If you have a financial plan and stay disciplined during the periods of volatility they shouldn't pose a long-term risk. … [Read more...] about VIDEO: Risk & Volatility Are NOT the Same Thing
Financial Literacy – The new core curriculum for New Jersey middle schools
The week before I walked across the stage to receive my college diploma, I sat through an optional one-hour seminar on how to manage my student loans after graduation. I was handed a single sheet of paper with only three pieces of information on it: my name, my anticipated 1989 graduation date, and … [Read more...] about Financial Literacy – The new core curriculum for New Jersey middle schools
Trust can Overcome Fear
Where does the time go? As a look up in the summer of 2019, I realized that I’ve been working full-time in the financial services arena for 34 years. I’ve been specifically handling financial planning for individuals for 23 years. When I first started financial planning, I thought the job was … [Read more...] about Trust can Overcome Fear
Planning Your Financial Independence Day
As we celebrate our Great Country’s Birthday this week, I wanted to discuss how we can all plan for our own financial independence using the following seven steps. 7 Key Steps to Financial Independence Most people say they plan for retirement, but they are really planning for financial … [Read more...] about Planning Your Financial Independence Day