A financial advisor’s job is like a detective’s. We probe to see whether your financial assumptions are correct. We want to find the truth beneath the assumptions and document clutter. Sometimes, our digging uncovers dangerous imbalances in your financial picture. Once we discover these errors, … [Read more...] about Think of Advisors as Money Detectives
Creating Financial Comfort
Video: Why Compounding Is So Powerful
Compounding is the principle on which most great fortunes are built, and it’s far more powerful than you might imagine. … [Read more...] about Video: Why Compounding Is So Powerful
How to Cut the Cord and Save Money
I have been talking about doing it for over a year now – cutting the cable cord. Frankly, I avoided it because my email was tied to my cable provider and I was just too lazy to change it. However, one day the cable company did me a favor. My email stopped working. I called several times being put … [Read more...] about How to Cut the Cord and Save Money
VIDEO: Risk & Volatility Are NOT the Same Thing
Don't confuse risk and volatility. Risk refers to a permanent loss of capital. Market volatility is short-term and a common occurrence. If you have a financial plan and stay disciplined during the periods of volatility they shouldn't pose a long-term risk. … [Read more...] about VIDEO: Risk & Volatility Are NOT the Same Thing
Financial Literacy – The new core curriculum for New Jersey middle schools
The week before I walked across the stage to receive my college diploma, I sat through an optional one-hour seminar on how to manage my student loans after graduation. I was handed a single sheet of paper with only three pieces of information on it: my name, my anticipated 1989 graduation date, and … [Read more...] about Financial Literacy – The new core curriculum for New Jersey middle schools
Trust can Overcome Fear
Where does the time go? As a look up in the summer of 2019, I realized that I’ve been working full-time in the financial services arena for 34 years. I’ve been specifically handling financial planning for individuals for 23 years. When I first started financial planning, I thought the job was … [Read more...] about Trust can Overcome Fear