The time had come for me to get a new car. Now don’t get me wrong, my thirteen year old Lexus sedan still has some miles left in her. She is affectionately known as my “vintage baby”, with special rattles and quirks with none of the bells and whistles of the newer models. The chore of car shopping … [Read more...] about What is a Credit Score? How to Obtain for free
It's winter in New Jersey. And that means that it is cold ...very cold. When I used to hear about how everyone went to Florida in the winter, I thought that was crazy. Miss all of the beautiful snow and cold fresh air. As I have gotten older, I get it. Yes the snow is pretty.....until you have to … [Read more...] about Here Comes the Sun! Early Retirement Thoughts
In a previous post, I discussed the importance of teaching your child at an early age about finances. One question that comes up frequently: When should you start giving your child an allowance, how much and under what circumstances? An allowance is much more than pocket money for a treat or a … [Read more...] about Kids’ Allowances: A How-To
It is once again the time for a new year to begin and like most of us I feel the need to get organized. This year will be different! I will figure out a better system to keep my life in order. All of my closets and all of the paperwork will be sorted out and I will start the year with a clean … [Read more...] about Happy 2013! Five Financial Resolutions for 2013!
I grew up in a typical middle income town on Long Island with a rather large family. There were five children in an unusually large home in the suburbs with a dog named Happy and a cat named Cleo. The household also included the most important part of my upbringing, my Nana. In those days, it was … [Read more...] about The Dresser Drawer
We all know of the unexpected young death of someone whether it is a family member or friend. The tragedy of losing a friend or loved one is made worse if the loss of income the person provided his or her family has not been planned for. While the overall rates charged by life insurance … [Read more...] about The Essential Benefit of Life Insurance