Roots of Wealth

Welcome to Roots of Wealth!

We are here to help ease your retirement worries and allow you to focus on the things that matter to you.  We all tend to worry about different things in life. Whether it is about health, work, family or a relationship, taking the worry out of life seems impossible. Planning for your retirement should not […]

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Be Happy You’re Alive Now

We have written a number of posts about the need to view our future with optimism.  Frankly, it is a requirement to own shares in the great companies of the world known as stocks. This post attempts to provide a reality check against the ever-present negativity in the news with an understanding of the blessings […]

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Relating Money to Life

A common question that we get from people after telling them that we own our own financial planning firm is: What do you ask clients at the first meeting? When we first sit down with a new prospect, we try to determine how they visualize their own future. Importantly, we try to parse out in […]

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The Future of Global Trade – Update

In August 2016, we wrote a blog post entitled “The future of global trade” and it discussed how the outlook for global trade was bright.  We discussed that the $5 billion investment spent on expanding and modernizing the Panama Canal was completed on June 26, 2016 after 9 years of construction. The expansion was necessary in order […]

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Happy Thanksgiving 2017

Do you ever wish you can go back in time?  Not to change the way things turned out or make different choices, but to experience the wonderful memories that you have of a time and a place. This Thanksgiving we are doing just that.  For a number of years we celebrated Thanksgiving at our vacation […]

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Determine Your Cost Basis When Selling Your Home

Buying a house is an important step in your life. Typically you buy a house and then make it your home.  The specific details were chosen by you and the changes and improvements which were made over the years have made this home uniquely yours.  Selling a home that you have lived in for many […]

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Time to Move?

Well the time has finally arrived. After more than 22 years, Maureen and I have begun the process to sell our home.  Our 3 daughters have all established themselves in New York and Boston and a multi-bedroom house seems way too large for the two of us. We have begun the exhausting and time-consuming task […]

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The Uncommon Average

I have found that the importance of having an investment philosophy—one that is robust and that you can stick with— cannot be overstated. —David Booth – Co-CEO and co-founder of Dimensional Fund Advisor (DFA) The U.S. stock market has delivered an average annual return of around 10% since 1926.[1] But short-term results may vary, and […]

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Choosing a Paint Color

One of my favorite television channels is Home and Garden television or better known as HGTV.  The various shows center on decorating or re-imagining living spaces.  I can spend hours watching the different hosts tackle projects and successfully re-invent the spaces from beginning to end. As the decorating comes to a conclusion the house is […]

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Don’t Stop Thinking About Tomorrow

How did 40 years go by so quickly? It was 40 years ago that the band Fleetwood Mac released the album (yes – album) entitled – Rumours.  The album was released in 1977. There were 11 songs on the album, but I recently listened to one song with a different prospective than I did as […]

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Capitalism at Work

Capitalism can be seen everywhere….. if you are aware of the signs. Down the block from my office in Woodcliff Lake, NJ , there is currently a new townhouse community beginning built.  The development is being built by Putle Homes.  PulteGroup, Inc. (NYSE: PHM), based in Atlanta, Georgia, is one of America’s largest homebuilding companies […]

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