Regrets holding you back?

Rainy days are perfect for watching a movie and this spring we had more than one opportunity to take advantage and spend an weekend afternoon in front of the screen.

Don't let regrets hold you back from planning for your financial futureOne movie that we recently watched was About Time, an entertaining tale about a father and son who are able to travel back in time.

The premise is about having the ability to alter the events in your life or to remove those mistakes that you may have made. In this instance, the son was searching for love and found the girl of his dreams. The time travel came in handy to change those awkward beginning moments of  love and compassion.

 What changes would you make if you could go back in time?

But the tale involved more than just traveling back in time to improve your life. It was how specific moments could alter the future forever. I guess we all have times in our life that we would love to go back and make a different decision. But each decision affects the next and the balance is significant.

Learning to live in the moment and look forward to the future was the major heartfelt message. It reminded me of how many people feel about their retirement planning.

There have been many times people have told me that they have made too many mistakes in the past with their financial planning. This statement is usually made with the resignation that there is no hope in being able to retire in the time or way that they had hoped. Financial planning is looking toward the future, not the past. 

And, in most cases, having a financial plan can allow you to have the retirement that you envision, or at least, the peace of mind to make the changes sooner to reach toward those goals you thought were unattainable.

So, even though you cannot travel back in time and change some of the financial mistakes in the past, you can start today to ensure that you do not make any additional ones that will hinder your future. You might be surprised what can be accomplished, even now. Why don’t you take a look?

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About Maureen Crimmins

Maureen Crimmins is co-founder of Crimmins Wealth Management and a fee-only independent financial advisor. Have a financial question? ASK MAUREEN

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