Why should you bother with financial planning. Secure an independent retirement with your dignity.

Securing Your Independence and Dignity

By failing to prepare, you are preparing to fail. Benjamin Franklin (1706-1790) American statesman, scientist and philosopher. What is the benefit  for taking the time to envision and plan for the future you desire?  That is what each prospect consciously or subconsciously thinks about before they meet with us. While the answer to that question varies […]

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Crimmins Wealth Management is having a lunch seminar. Discussing benefits of working with a fee-only financial advisor.

Clarifying Your Retirement Presentation

At Crimmins Wealth Management, we use this blog as an opportunity to promote and educate people on various financial topics and concerns as well as highlight our own services as a fee-only financial advisor.  It has also allowed us to share our personal story on why we do what we do and how you can […]

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The world continues to get smaller. Outsourcing is available to all of us.

Global Talent Available to All

The world is getting smaller all the time.  This idea was highlighted after we hired a programmer from Romania to update our website recently.  That is right – a young man in the former Communist country of Romania located at the intersection of Central and Southeastern Europe, bordering on the Black Sea .  Far away from […]

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Mutual Ratings are not the same as restaurant ratings. There is no consistent standard.

Value in Morningstar ratings?

Not all star ratings are the same.  I thought that after Maureen and I recently were planning a vacation. As we were trying to plan on what hotel to stay in and what restaurants to enjoy, we did the normal tourist activity of reviewing the potential locations online to see what the hotel ratings were, […]

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Piggy Bank with Coins

Saving Money the Hard Way

You can trace many of your habits, good or bad, back to your early years.  I can remember my first passbook savings account and the excitement to have something to call my own. The major occasions in my life, such as my First Communion, enabled me to watch my money pile up in the little […]

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Gene Fama of DFA awarded Nobel prize in Economics.

DFA Founder Awarded Nobel Prize

We have discussed that we are strong believers of the firm Dimensional Fund Advisors (DFA).  We use their funds to capture specific asset class exposure to the various financial markets throughout the world.  This week, one of the founders,  Eugene Fama has been awarded the Nobel Prize in Economics. He is currently a  Robert R. […]

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50th Birthday

50 and Fabulous!

As most of you know by now, this is a big year for Dan and me as we celebrated our 50th birthdays!  The AARP envelope came addressed to Dan a month before the big day and there was lots of jokes and laughter about the thought of being eligible for the coveted card.  Surely we […]

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Short term news items with no lasting investment effect

When is the Best Time to Invest?

The key to investing is staying invested in the markets in spite of the daily headlines.  This week’s post is a video post.  The 3 minute video shows how $1 invested in the total U.S. stock market grew from 1927 to 2012—as well as what was in the headlines in Time Magazine during this time […]

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The Broccoli and Pizza Portfolio

This guest post was written by Jim Parker, Vice President,  with our partner Dimensional Fund Advisors (DFA) based in Australia.  He discusses the tendency for people to want excitement in their investments instead of results. For some of us, it’s hard to give up on the idea that investing should be exciting.  Picking stocks can […]

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United Kingdom double decker bus

Hedge Funds: Too Good to be True?

This post is a video post from Sensible Investing TV based out of the United Kingdom.   European investors are moving more and more to the investment philosophy  that we have believed in for many years and is how we invest our clients money. This channel uses videos to educate investors about the benefits of […]

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