FRN - US Dollar Purchasing Power

Retirement, Risk and Return

If investors could take no risk and still maintain the lifestyle in retirement, why wouldn’t all investors just invest in T-Bills?   David Booth, CEO of Dimensional Fund Advisors (DFA) That is because investors understand the risk of purchasing power. The Risk of Purchasing Power deals with the declining value that money has – or […]

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collective knowledge of stock market participants are similar to everyone guessing how many jelly beans are in the jar.

How Are Stock Prices Determined?

  This is a video post created by our partner Dimensional Fund Advisors (DFA). As a NJ DFA advisor, we are strong believers in the DFA investment philosophy and wrote about the reasons in this post:   In this 2-1/2 minute video, DFA explains how security prices are set—and change—based on the collective knowledge of buyers […]

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Together for good and bad

Helping Your Parents Manage Their Money

Getting older is hard. As you hit a certain stage of your life you realize that many of your friends are encountering the same issues. There is not a week that goes by that the discussion of how to care for aging parents doesn’t arise. The concerns range from healthcare and  housing to monetary and emotional issues. […]

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Gas car lines: US heading towards Energy Indepedence

U.S. Moving to Energy Independence: Benefits to Stock Investors

One of the key missions of this financial blog is to highlight the tremendous news regarding our exciting futures due to the constant innovations all around us.  We believe this is a useful counterweight to the daily drumbeat of bad economic news that fills the airwaves: the aggregate U.S. debt passing $18 trillion, stubborn unemployment, […]

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Autumn Years logo

Beware of Bad Behaviors that can Hurt your Financial Life

Maureen wrote an article for the Fall Edition of the new Bergen County (NJ) magazine Autumn Years asking Will Your Money Last as Long as You Do and now I have written one for the Winter edition.  My article deals with the major determinant of investor success – their own behavior. To drive this point home even further, a funny […]

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South Sudan Rally Sign

Socially Conscious Screening

Socially responsible investing considers both financial return and social good. Many investors object to various businesses activities, and there are money managers and funds that let them invest according to their consciences. But just how do they go about screening out objectionable things? This investing strategy has early roots in this country and dates back to 1758, […]

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mary tyler moore

Sundays and Retirement

I was fortunate to begin my professional career working at MetLife in New York City.  The ability to secure a job after graduation was not easy and I was thrilled to be able to go into the city and begin my career. Now I won’t lie, I had visions of Mary Tyler Moore with a fashionable […]

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Coupon Clipping.

Spending Too Much? You’re Not Alone

There is a show on television called “Extreme Couponing” with the concept that if you clip coupons you can save an extreme amount of money.  When I say extreme, I mean almost free.  Most of the “couponers” have shelves full of food and groceries in the garage or pantry with savings amounting to thousands of […]

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Photo of Girl Scout cookie boxes

Try Donor Advised Funds instead of a Private Foundation

It is every man’s obligation to put back into the world at least the equivalent of what he takes out of it   Albert Einstein If this is your belief and you have contemplated starting a private foundation to be able to control how the money is spent, then this post will hopefully expose you […]

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Department of the Treasury Seal

5 Things to Help Detect an IRS Scam Phone Call

The phones rings and regardless of what you are doing, you are compelled to answer it. In the last few weeks, the calls have primarily been election calls which have been extremely annoying. However, it could be worse. There have been more incidents of aggressive telephone scams where the caller claims to be from the […]

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