I started delivering newspapers as a paperboy for the ‘Long Island Press’ when I was about 10 years old as discussed in the last post. I generally collected about 10 cents per home as a tip. The newspaper route, as well as other small jobs such as setting up for the local bingo for $2 [...]
Golfing and Investing: Risk trade offs
The key to successful investing and golfing is to determine when risk is necessary to accomplish your goals and when it is not. As I watch the phenomenal professional golfers tend to their craft this week at the Masters, I thought of the similarities that risk has in both pursuits. Watching the different styles of [...]
Social Responsible Investing (SRI) – “What Financial Terms Mean” Series
This post will deal with what does “social responsible investing” or SRI mean as a continuation of our series: “what do financial terms mean”. Socially responsible investing considers both financial return and social good. Many investors object to various businesses activities, and there are money managers and funds that let them invest according to their consciences. But [...]
How many brand names does P&G have?
How could understanding the incredible amount of strong brands owned by one of the largest companies help us be better investors? I thought of that last Sunday morning as I was doing my traditional Sunday morning routine of looking over the Sunday Bergen Record. One of the best conveniences is having the local Bergen County newspaper delivered to [...]
Language Barrier – Soon to be – What Language Barrier?
My weakest subject in school was always Spanish. Having gone to Chaminade High School on Long Island, I was required to take 4 years of the subject during that time. I dreaded it all four years. I can still feel the pain and being called on to read out loud in class and then totally butchering [...]
Entrepreneurs of the World
Our daughter Kathryn has decided to become an entrepreneur. She’s going to work for a start-up company in Boston. She had been working as a consultant for Deloitte Consulting for the past two years, but has decided to go into the world of entrepreneurship. She joins people all over the world who are not waiting for the [...]
Crisis Du Jour – What to do about Cyprus?
If you have been watching or reading the news lately, you have heard about the small country of Cyprus and its debt problems. Before last week, most of us couldn’t have picked out the Mediterranean island on a global map. However, it seems that the media can not help but turn all daily news into [...]
Advisors as Money Detectives
A financial advisor’s job is like a detective’s. We probe to see whether your financial assumptions are correct. We want to find the truth beneath the assumptions and document clutter. Sometimes, our digging uncovers dangerous imbalances in your financial picture. Once we discover these errors, we can help correct them. Here are two examples of [...]
7 Student Aid Filing Tips
The cost of a college education is so high these days that few families can send their children to school without student aid. But filing is not easy. These seven tips should help. There are hundreds of scholarships, grants and student loan programs to help lighten the load, and most require you to fill out [...]
Fears of the Procrastinator: Start a conversation with a financial planner
We all have fears. Some are easily understood or at least common. People have a fear of spiders, a fear of flying, or a fear of snakes. These fears are common and most of us know someone who has disclosed these fears. But other fears are harder to describe or are sometimes less obvious to even ourselves. [...]
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About Dan & Maureen
Dan and Maureen founded Crimmins Wealth Management, a fee-only independent financial advisory firm, to work with individuals and their families to help clarify and plan for their futures by helping them relate money to their lives.
