Two Investing Lessons from the U.K.

The following video is by Sensible Investing.TV based in the United Kingdom.  The video addresses two key lessons learned from academic investing research according to Professor Jens Hagendorff  from the University of Edinburgh.  The first lesson is that it pays to have a diversified portfolio, not only in asset classes but in geography (meaning investing in […]

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first place

Last Year’s Stock Market Winner

The large publicly owned U.S. companies earned 1st place among the asset classes with excellent returns for 2014, as indicated by the S&P 500 index.  The S&P index tracks the largest U.S. companies traded on the New York Stock Exchange. The index rose 11.39% for the year, and the total return with reinvested dividends was […]

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Treadmill

Using the Treadmill to Financial Success

Our central philosophy on investing is that the most important determinant of one’s lifetime investment returns is one’s own behavior.  However, when most people hear that I am a retirement income planner or financial planner, they begin to discuss how the current markets are doing or ask my opinion on a particular stock or mutual […]

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FRN - US Dollar Purchasing Power

Retirement, Risk and Return

If investors could take no risk and still maintain the lifestyle in retirement, why wouldn’t all investors just invest in T-Bills?   David Booth, CEO of Dimensional Fund Advisors (DFA) That is because investors understand the risk of purchasing power. The Risk of Purchasing Power deals with the declining value that money has – or […]

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collective knowledge of stock market participants are similar to everyone guessing how many jelly beans are in the jar.

How Are Stock Prices Determined?

  This is a video post created by our partner Dimensional Fund Advisors (DFA). As a NJ DFA advisor, we are strong believers in the DFA investment philosophy and wrote about the reasons in this post:   In this 2-1/2 minute video, DFA explains how security prices are set—and change—based on the collective knowledge of buyers […]

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Together for good and bad

Helping Your Parents Manage Their Money

Getting older is hard. As you hit a certain stage of your life you realize that many of your friends are encountering the same issues. There is not a week that goes by that the discussion of how to care for aging parents doesn’t arise. The concerns range from healthcare and  housing to monetary and emotional issues. […]

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Gas car lines: US heading towards Energy Indepedence

U.S. Moving to Energy Independence: Benefits to Stock Investors

One of the key missions of this financial blog is to highlight the tremendous news regarding our exciting futures due to the constant innovations all around us.  We believe this is a useful counterweight to the daily drumbeat of bad economic news that fills the airwaves: the aggregate U.S. debt passing $18 trillion, stubborn unemployment, […]

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santa sleigh flying in the sky with a full moon

Merry Christmas and Happy Holidays!

‘Twas the night before Christmas in the Crimmins’ house Not a creature was stirring, not even a mouse; The stockings were hung by the chimney with care, In hopes that St. Nicholas would  soon be there; The girls were all hanging out in their beds, With iPods loudly playing music in their heads. And all of […]

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Autumn Years logo

Beware of Bad Behaviors that can Hurt your Financial Life

Maureen wrote an article for the Fall Edition of the new Bergen County (NJ) magazine Autumn Years asking Will Your Money Last as Long as You Do and now I have written one for the Winter edition.  My article deals with the major determinant of investor success – their own behavior. To drive this point home even further, a funny […]

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South Sudan Rally Sign

Socially Conscious Screening

Socially responsible investing considers both financial return and social good. Many investors object to various businesses activities, and there are money managers and funds that let them invest according to their consciences. But just how do they go about screening out objectionable things? This investing strategy has early roots in this country and dates back to 1758, […]

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