Never Retire

I was at the gym (yes I am keeping up with my spin class) and passed by a bulletin board with the following header “NEVER RETIRE”.  This caught my attention as the prospect of never retiring is not one that is commonly stated especially as much of our concern is retirement planning.  However, when you consider what it is to “retire” it makes perfect sense.

The word retire can mean to withdraw from use or service, which is what the bulletin board was referencing.  There is much to be said about keeping moving and staying active in all phases of your life, including during your retirement.

An elderly coupleHowever, the image of retire (to conclude one’s working or professional career) is the one that most refer to when hearing the word.  The two meanings should not be misused.

According to the National Institute on Aging, regular exercise and physical activity can reduce the risk of developing some diseases and disabilities that develop as people grow older.  In some cases exercise is an effective treatment for many chronic conditions including arthritis, heart disease or diabetes.

There are many studies that indicate that walking is very beneficial for your health.  No need to take a Cross fit or boot camp class.  According to Rick Richey, master instructor with the National Academy of Sports Medicine,

Thirty minutes a day is where we see great health benefits.

No additional equipment or gym membership is required.

And walking can take on a competitive spin if you invest in a Fitbit or activity tracker to monitor your steps.  These new devices track your steps as well as heart rate and calories burned.  And you can join with other members in a group to get extra motivation to keep up with your walking.  Motivation and competition is always helpful.

Plan to retire, but do not withdraw from use or service.  It makes retirement that much sweeter when you are in good shape to enjoy it!

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About Maureen Crimmins

Maureen Crimmins is co-founder of Crimmins Wealth Management and a fee-only independent financial advisor. Have a financial question? ASK MAUREEN

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