Fears of the Procrastinator: Start a conversation with a financial planner

We all have fears.  Some are easily understood or at least common.  People have a fear of spiders, a fear of flying, or a fear of snakes. These fears are common and most of us know someone who has disclosed these fears. But other fears are harder to describe or are sometimes less obvious to even ourselves.

Or better yet, the things that we fear the most  sometimes  lead us to procrastinate.  And while the thought of putting off the important, significant and necessary things in life that we fear might work for a while, it will eventually catch up to you.

the time is nowI am very good at procrastinating , a skill that I am not proud of.  The things that I do not like to do seem to go to  the back burner for quite some time.  My biggest fear is going to the doctor.  This fear has been with me for so long that I often accept this as fact and simply postpone my appointments.

My fear is deeply stemmed in my early years and although I am aware of how this fear began, the reality of continuing this behavior as I get older is certainly a problem.  The necessity of routine exams and scheduled procedures are right around the corner and I know that I must face up to my fears and start to take charge of my health.  My days of procrastinating doctor visits are numbered.

Just as I have a fear of what the doctor might uncover, many people are afraid of what a financial planner might uncover.  The relationship of sharing your financial health with someone is unsettling to many people.  But putting off the discussion with a trusted financial planner does not make your financial health better.  The ability to plan for your future retirement, save for your child’s education, or insure that your family is provided for in case of the unexpected is not as overwhelming as it may sound.

The most difficult part is taking the first step and setting up the appointment.  The rest is easy…..and in the end it will be the best thing that you could do for yourself and your family.

The worst thing that you could do is procrastinate ……trust me I know!  But just as I feel better that I had my annual checkup with my physician, you will feel better when you take control of your finances.

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About Maureen Crimmins

Maureen Crimmins is co-founder of Crimmins Wealth Management and a fee-only independent financial advisor. Have a financial question? ASK MAUREEN

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