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The Business of Life

The word business usually conjures up the image of work…. not necessarily life.  But I recently come across the following quote: “The business of life is the acquisition of memories. In the end that’s all there is.” The individual choices that we all make in our lives are personal and significant.  How we choose to […]

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When to Downsize?

You have raised your family and while doing so, you have established friendships and relationships in the community.  And you are comfortable in your home.  But now the children are adults and no longer live in the home and come to visit for only short periods. Is it the right time to downsize? Dan and […]

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What is your part to play?

Maureen and I were late to the game with the hit TV show “Downton Abbey”  This British drama series follows the lives of the Crawley family and its servants in the family’s Edwardian country house. The series begins with the 1912 sinking of the Titanic, which leaves Downton Abbey’s future in jeopardy. The highly acclaimed […]

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Preparing Financially to Buy a Home

This guest post was written by several of the experienced realtors at Gloria Nilson Real Estate Co. in New Jersey and eastern PA.   They sell houses of all shapes, sizes and price ranges.  This post discusses what to consider when purchasing a home for the first time and tips on preparing financially for this purchase. […]

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Dear Me at 83!

I am not one for lamenting about my birthday.  It doesn’t usually cause me anxiety about the number or wonder about how I actually got to be 53.  However, this year it has given me a reason to pause and think about the last thirty years.  There has been much accomplished that I probably didn’t […]

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Considering a Reverse Mortgage?

I wrote this article for the Bergen County magazine “Autumn Years” concerning a topic that has gotten more attention lately. Autumn Years is a quarterly regional magazine whose mission is to inspire and inform members of the sixty-plus generation. The topic is the Reverse Mortgage.  If you’re 62 or older – and want money to pay […]

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5 Things to Help Detect an IRS Scam Phone Call

The phones rings and regardless of what you are doing, you are compelled to answer it. In the last few weeks, the calls are generally telemarketer calls which have been extremely annoying.  However, it could be worse. At this time of year with taxes on everyone mind, there have been more incidents of aggressive telephone scams […]

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Protect Yourself from Identity Theft

Identity theft is one of the most rapidly growing global crimes.  The targets of this crime are your personal information, financial information and access to online accounts. This crime is commonly taking place all over the world and most often can occur without your knowledge and can wreak havoc on your life. How do you […]

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Retirees Nemesis: Inflation

I had a newspaper delivery route when I was 10 years old delivering the “Long Island Press” – a now defunct newspaper. I had a sting ray bike with baseball cards in the spokes and because I delivered everyday without fail, the kickstand wore out. So as I pedaled, my pedal would constantly hit the […]

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Celebrate Your Financial Achievements

Everybody loves to celebrate a milestone, whether it is a big birthday, a wedding or a graduation.  The emotions of the day are joyous and the ability to relish the wonderful moment is shared by many. This summer had a number of celebrations for our family.  A new beginning for our oldest daughter as she […]

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