About Dan Crimmins

Dan Crimmins, co-founder of Crimmins Wealth Management, is a financial coach and financial planner. Have a financial question? ASK DAN
Author Archive | Dan Crimmins
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Planning Financially and Emotionally for Retirement

Maureen’s article in this quarter’s edition of Autumn Year’s is now available.  She addresses what are the keys to a longer and healthier retirement.  In addition, she discusses the five common misconceptions about retirement that many of us have. This Bergen Country NJ magazine focuses on life after 60 years old. Its purpose is to provide readers […]

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Berkshire Hathaway 2009

Berkshire Beyond Buffett – Book Review

Last year, Maureen and I took steps to ensure that our clients would be cared for in the unlikely event that we were disabled or died in a common disaster.  We engaged in a Contingency Agreement with another advisor who would be able to step-in if this unfortunate event ever did occur.  This threat is not […]

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Benefits of Tax managed funds

No one likes to pay taxes.   But for some investors they want to do all they can to reduce their income tax burden.   It has often been stated there are only two things certain in life: death and taxes. Investors are subjected to two forms of taxes.  They pay taxes for bond dividend income received […]

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Our Investment Philosophy

It’s important to have an investment philosophy just like it’s important to have your own personal philosophy – one you can stick with through time. We at Crimmins Wealth Management have an investment philosophy that we follow. Here it is: We use a highly diversified investment strategy which is derived from decades of academic research […]

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Billy Joel at Madison Square Garden

We Didn’t Start the Fire

Maureen and I were able to attend the on-going concert series with Billy Joel at Madison Square Garden in NYC with our friends.  Billy has been playing once a month at MSG for over a year and will continue to perform as long as the shows continue to sell-out.  It will probably be awhile if […]

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Investors and the Marshmallow Test

Have you heard of the marshmallow test given to small children? The test is used to determine children’s patience and the overall impact that patience may have on their lives.  How does that relate to us as investors?  Quite a bit – it turns out. The marshmallow test, as it was later referred, was conducted by a […]

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Living with Volatility, Again

Volatility is back. Just as many people were starting to think markets only ever move in one direction, the pendulum has swung the other way. Anxiety is a completely natural response to these events. Acting on those emotions, though, can end up doing us more harm than good. There are a number of tidy-sounding theories […]

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Protect Yourself from Your Aging Brain

Old age should come with a  caution label. As we have often discussed on this blog, most of us should be expecting to live longer than our parents or grandparents. And while this longevity can be beneficial, it also comes with some difficulties. We’ve addressed the major difficulty of making sure that your income can keep pace with […]

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Saving strategies for 401k plans

Save More Tomorrow: 401 (k) Strategies

Even when employees are lucky enough to have a 401 (k) plan offered by their employer, they are not saving enough to have sufficient funds in their savings account to maintain their lifestyles after they retire.  This sobering fact is from the Center of Retirement Research for the Wall Street Journal using data compiled by […]

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Working with Clients Focused on the Long Term

At Crimmins Wealth Management, we work with individuals to focus on their long-term goals by helping clarify what they are trying to achieve in their life.  This discussion covers the long term goals such as maintaining a lifestyle in retirement and possible legacy issues.  To drive home this message we thought what better way than with some humor. […]

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