Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

Read full story Comments { 1 }
The 87th Annual Macy's Thanksgiving Day Parade

Happy Thanksgiving 2014

Growing up in the tri-state area is beneficial for many reasons and one in particular is the ability to attend the Thanksgiving Day Parade in New York City.  The Macy’s Thanksgiving Day Parade has been around for over eighty years and I have been fortunate to have attended several times in my life. This year’s […]

Read full story Comments { 0 }
Service members unfurl flag at NY Jets first home game in new stadium

6 Keys to Investor Success – Now and Forever

I have season tickets to the New York Jets. Yes I know, a less than stellar year. But this post is not about the patience that is required to be both an investor as well as a Jet fan, but rather deals with the pregame entertainment that goes on at the beginning of every Jet home […]

Read full story Comments { 0 }
Department of the Treasury Seal

5 Things to Help Detect an IRS Scam Phone Call

The phones rings and regardless of what you are doing, you are compelled to answer it. In the last few weeks, the calls have primarily been election calls which have been extremely annoying. However, it could be worse. There have been more incidents of aggressive telephone scams where the caller claims to be from the […]

Read full story Comments { 0 }

Guidance for Students (& Everyone)

In the 1970s and 80s, Borden, Inc. was a $5 billion conglomerate with headquarters in New York City. Eugene (Gene) Sullivan, a great friend to my parents and my family, served as Chairman, and Joe Saggese, was a close colleague. (Joe Saggese’s son, Ken, is a longtime close friend of Maureen and me). While Gene was Chairman of […]

Read full story Comments { 1 }
Student ID = Savings

Student ID = Savings

Recently I wrote a post on the discounts that are available to AARP cardholders (click here for link to read the post – 50 and Fabulous). Well retirees (or at least those of us over age 50 who are eligible to join AARP) are not the only groups that are offered discounts. College students who have […]

Read full story Comments { 0 }
Web

Work Hard. Live Long. Plan Right.

Retirement planning is an important process in determining how you will live your life after you stop working.  In trying to best describe in a succinct manner how best to plan for that future, we have three main principles which we address to guide you. Work hard. The premise has been instilled in us since we were […]

Read full story Comments { 0 }

Halloween and Diversification

Halloween has always been one of my favorite holidays. Yes I enjoyed dressing up in various costumes as a kid, but really…it was all about the candy. Everyone in my house loved candy, and this was the one day that you hit payday. All you needed was some stamina, a pillowcase and a group of friends. […]

Read full story Comments { 0 }

Check This When Changing Your Clocks for Daylight Saving Time

November 2, 2014 is the official date for Daylight Saving Time. The time has come to move the clocks one hour back.  And I think everyone could use an extra hour of sleep. Although this means mornings will be lighter and evenings shorter. With the change of the clocks, the customary change of your smoke detector batteries […]

Read full story Comments { 0 }
wedding_018

Working with Couples as a Couple

I guess you can say that Dan and I are unique in the financial advisor world. There are not many married couples who work together as financial advisors. Is being a married couple and financial advisors beneficial to our married clients?    The ability to communicate in a marriage is one of the most important […]

Read full story Comments { 0 }
CWM SNOWMAN Final copy

Working with Clients Focused on the Long Term

We often discuss with prospects that we work with individuals who are focusing on their long-term goals. We help individuals clarify what they are trying to achieve in life.  To drive home the message we thought what better way than with some humor. Enjoy the sketch below, especially before the real snow arrives here in the […]

Read full story Comments { 0 }