Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

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People walking across a jungle

Use a Guide in the Investment Jungle

We often help our clients through an array of situations that involve uncertainty resulting in fear.  They are aware that there are risks that could foil their success in achieving all that they want for themselves, their families, and their communities at large. However, most of the uncertainty is highlighted in two different risks that […]

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Why Nobody Wants to Be Wrong

Why Nobody Wants to Be Wrong

This post is written by Joni Clark who is the Chief Investment Officer at our partner Loring Ward.  As Chief Investment Officer of Loring Ward, she directs investment policy and portfolio management strategies for the company. She also chairs the company’s Investment Committee. Why do so many investors make decisions based upon emotional reactions to short-term […]

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Learn Pros, Cons of Using a Financial Advisor for College Savings

Recently, Maureen Crimmins was interviewed by Deborah Ziff who is a Chicago area-based freelance education reporter for U.S. News, covering college saving and 529 plans.  Maureen discusses how we help our clients save for their children and grandchildren’s educational needs. Click on the link below to read her interview. Learn Pros, Cons of Using an Advisor for College […]

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Pandas!! (GIANT PANDA/WOLONG/SICHUAN/CHINA)

The China Syndrome

This is a guest post from Jim Parker – Vice President of our partner Dimensional Fund Advisors (DFA).  He discusses the state of the Chinese stock market and economy.  Last week’s devaluing of their currency – the Yuan – has global investors worried.  Should they be? The recent severe volatility in China’s share markets has […]

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6 Ways a Financial Adviser Can Help You

Many may view the role of a financial adviser as one who has unique insights into the market to give their clients an advantage. However, that belief is far from the truth. An adviser has no way of knowing what will happen next in the investment markets, nor does anybody else. There is no crystal […]

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A water well

Surviving Money Droughts

In New Jersey, where I live, we are once again in a rain drought – an annual event for us. Thankfully we haven’t seen a similar drought in the stock market for several years. You need to plan for either kind of dry-up, whether as a gardener trying to save azaleas or an investor hoping to […]

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RadioShack sells Maker Faire tickets!

Don’t fall in love with individual companies

Don’t fall in love with individual companies that you partially own through the ownership of their stock shares. This concept is difficult for many investors as they exalt the benefits of a particular company’s product or service that they provide.  For example, they may discuss how a retailer is always crowded when they go to the store […]

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Mykonos, Greece

Greece is the Word

  This post was written by Jim Parker who is a Vice President with our partner Dimensional Fund Advisors (DFA) in Australia.  This post follows the DFA video last week discussing the trials and tribulations going on with the country of Greece.  GREECE VIDEO Economic authors, Reinhardt and Rogoff calculated that since it became independent in 1829, […]

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Stressed Student

A Hard Lesson on Spending

A recent USA Today article discussed the story of a 22-year-old junior college student who was in the fortunate position of having her grandparents save $90,000 for her college needs.  Imagine the hard work required to save this sum for her benefit. Well, it appears that the student decided to spend the college fund on a trip […]

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kids money dollar bills tossed

Teaching Your Child about Money

We all strive to provide the best for our children.  We hope that they enjoy everything that life has to offer and grow up to lead happy, productive lives.  One aspect of life that can help having a happy life is being prepared to manage your finances.  And what better way to  prepare your child […]

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