Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

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Do You Have an Estate Plan? Here’s Why You Should

When people hear the phrase “estate plan”, they think that it is just for the very wealthy or elderly. But, it is not. Estate planning puts you in greater control of the financial and healthcare decisions that directly affect the lives of you and your family. An estate plan allows you to protect the assets that […]

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Feeling Unprepared for Retirement?

How can you go from feeling so certain that you are prepared, to feeling a bit panicked that you must have missed something? The week that I have been preparing for has finally arrived.  The big drop off at college for my youngest daughter Elizabeth.  The lists have been completed and I am confident that […]

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How the Washing Machine Changed the World

This video post deals with the ever-improving world as told in a TED talk by Hans Rosling.  Hans discusses his personal experience of his family purchasing a washing machine and the immediate improvement to the lives of his mother and him. He discusses how these improvements unleashed the women of the world allowing them the free […]

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Top 10 Oldest Company Logos in the World

I was recently at a new restaurant for dinner with Maureen. After dinner, I decided to have tea with my dessert. The waiter asked if ‘Twinings Tea’ would be fine. I inquired if it was any good and he stated it was excellent. To my surprise having never had Twinings Tea before, it was not only […]

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Fears Learned in Our Youth

We had a problem, like so many others out in suburbia, with various animals like squirrels getting into our garbage cans. They would eat through the covers and even after we built a wooden structure to house the garbage cans, they ate through that structure as well. After trying various things to prevent this from […]

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National Financial Advisor Week in New York Times Square

National Financial Advisor Week (NFAW) is an inaugural event that will be held from September Sept. 15th to the 19th in Times Square in New York City. The event which is hosted by Advice IQ will celebrate the work of financial advisors and promote the necessity of each American household having a financial advisor.  It will […]

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Golfing and Investing: Risk trade offs

The key to successful investing and golfing is to determine when risk is necessary to accomplish your goals and when it is not. As I watch the phenomenal professional golfers tend to their craft this summer, I thought of the similarities that risk has in both pursuits. Watching the different styles of the golfers at last […]

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America’s Manufacturing “Come Back “

Maureen and I were in the Garden State Plaza Mall and we overheard a couple of people in the Nike store discussing how “nothing is made in America anymore”. I’m sure all of us have heard someone discussing the same thought or thought the same thing themselves. Well it turns out it’s just not true. The […]

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An Unexpected Retirement

Life is a journey and generally most things in life tend to progress as expected. Each transition is eagerly anticipated and the road has been somewhat paved for you. You graduate high school and eagerly wait to enter college. You graduate college and eagerly (or reluctantly) begin your first job. You fall in love. You […]

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Together we know more than we do alone

This post is a video from our partner – Dimensional Fund Advisors (DFA). This 3 minute video describes the power of the stock market to collect the views of all participants. This information is readily available to all as it is reflected in the current stock price. These prices reflect the collective knowledge of these market participants. The […]

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