Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

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A Tale of Four Decades – 1995 & 2005 – Part 2 of 3

Forty years seem like a long time. This is the 2nd post of a 3-part series covering the last 40 years.    We have discussed many times in various posts that 40 years is generally the starting duration that needs to be planned for when we meet with a couple in their mid-50’s.  If a married couple is […]

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Macbook Pro

Protect Yourself from Identity Theft

Identity theft is one of the most rapidly growing global crimes.  The targets of this crime are your personal information, financial information and access to online accounts. This crime is commonly taking place all over the world and most often can occur without your knowledge and can wreak havoc on your life. How do you […]

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A Tale of Four Decades – 1975 & 1985 – Part 1 of 3

Forty years seem like a long time. As this new year begins, I wanted to look back over the last 40 years as a way of bringing perspective to what was happening around the world during these past four decades and specifically what happened in the stock market. I hope this historical perspective helps investors stay focused on the […]

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The Importance of Vision

Aging and Your Decision Making Ability

Some signs of aging are clearly visible.  You get a few more wrinkles, your need glasses to view your I-phone, and your knees creak a little bit more.  Even at the age of 50, these physical signs are evident.  However, one study shows that your peak financial decision-making ability occurs at age 50. Texas Tech University […]

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Robert C. Merton

Robert Merton Interview – Video

This post is a video post.  The video is an interview with Robert C. Merton who is the School of Management Distinguished Professor of Finance at the MIT Sloan School of Management.  Merton received the Alfred Nobel Memorial Prize in Economic Sciences in 1997 for a new method to determine the value of derivatives.  He […]

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NBC NEWS BUILDING

And so it goes!

And so it goes. Goodbye 2015!  I can’t say that I am sad to see it end.  On a personal note, it was not one of my favorite years.  And for some reason, it reminds me of 1981.  It was the year that I graduated high school, said goodbye to my beloved Nana, and headed […]

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The more famous inventor Thomas Edison in the 1930s.

Lowell Wood – the quiet genius

Last month we had a post on the U.S. being the #1 country for innovation. You can read the post here: Keeping the Edge: US Innovation.  As a follow-up, this post will discuss the most prolific inventor that you likely have never heard of.  His name is Lowell Wood. Last July, Lowell Wood received his […]

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Le Jour ni l’Heure 5794 : Claude Monet, 1840-1926, Régates à Argenteuil, c. 1872, musée d’Orsay, Paris, jeudi 14 mai 2015, 21:07:57

What can you create?

Have you ever gone to a museum and stared at a painting and wondered how the artist created it?  How they were able to envision the piece and how many changes that they may have made before the art was completed? It would be wonderful to have such a talent to be able to create […]

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ROW 01 Podcast – Invest Like A Bee

This post is our 1st audio post on the Roots of Wealth channel.  We hope to incorporate this way of communicating more during the years to come.  Push the red play button to hear me read the post about how investors can learn a thing or two from my arch enemy – the bees.  The […]

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Autumn Years Winter 2015 Cover photo

How to Guide Against Financial Predators

My article in this quarter’s edition of Autumn Year’s is now available.  The article addresses a common problem for individuals: the threat of financial phone scams and identity theft.  I discuss the creative ways that crooks try to confuse you into being conned.  Be informed and take key actions that ensure that you will not be their next victim. […]

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