Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

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Halloween Candy

Halloween and Diversification

Halloween has always been one of my favorite holidays. Yes I enjoyed dressing up in various costumes as a kid, but really…it was all about the candy. Everyone in my house loved candy, and this was the one day that you hit payday. All you needed was some stamina, a pillowcase and a group of friends. […]

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Clock on East Montague

Check This When Changing Your Clocks for Daylight Saving Time

November 2, 2014 is the official date for Daylight Saving Time. The time has come to move the clocks one hour back.  And I think everyone could use an extra hour of sleep. Although this means mornings will be lighter and evenings shorter. With the change of the clocks, the customary change of your smoke detector batteries […]

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wedding_018

Working with Couples as a Couple

I guess you can say that Dan and I are unique in the financial advisor world. There are not many married couples who work together as financial advisors. Is being a married couple and financial advisors beneficial to our married clients?    The ability to communicate in a marriage is one of the most important […]

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CWM SNOWMAN Final copy

Working with Clients Focused on the Long Term

We often discuss with prospects that we work with individuals who are focusing on their long-term goals. We help individuals clarify what they are trying to achieve in life.  To drive home the message we thought what better way than with some humor. Enjoy the sketch below, especially before the real snow arrives here in the […]

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Founder of DFA

5 Behavioral Biases and the Investment Implications

We have consistently written about the significant role people have on their own investment performance. I decided in this post to add a video to mix up the delivery, but not the message. The attached video is from our partner, Dimensional Fund Advisors (DFA), and as we are a strong advocate for investing by capturing exposure to […]

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Honeybee 117

Investing Like a Bee

There is one thing on this planet that I am not a fan of…..actually that is being kind.  I hate bees as I am highly allergic and after a life threatening trip to the hospital, I have endured monthly shots for the past seven years to insure that I can endure a future bee sting.  […]

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Finding Meaning in Retirement

Recently, I sat down with Veronica Dagher of the Wall Street Journal (WSJ) to discuss issues that we will all face in retirement. Here are a few ways folks can prepare for some of the non-financial aspects of retirement.   I have attached the 3 minute video. Click on the title below: Finding Meaning in […]

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Retirement Paradise

Common Misconceptions about Retirement

Baby boomers who are currently in their 50’s and 60’s are beginning to view retirement differently than the previous generations and are redefining what it means to retire.  Which is a good thing as the old model for retirement no longer fits the new reality. In fact, many boomers will consider retirement as a new […]

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Our purpose in life is to love people, not to change them

Finding Your Purpose in Life is Good for Your Health

It is sometimes difficult to think specifically about what your purpose in life is, but reminding yourself is good for your health. According to Victor Strecher, author of “On Purpose” and Professor at the University of Michigan’s School of Public Health, It is important to have a purpose, a direction, in life, and it’s particularly […]

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Times Square / dusk

Talking Money With Honey

In mid-September, AdviceIQ held a week long National Financial Advisor Week event in New York’s Times Square. Maureen and I were happy to sit on one of the many panels entitled “Talking Money with Honey”. This post was written by Larry Light who is an editor at AdviceIQ describing some of our panel interactions. AdviceIQ delivers quality personal finance articles by both […]

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