Roots of Wealth

Welcome to Roots of Wealth!

Welcome to the Roots of Wealth Blog!  We are New Jersey based fee-only independent Financial Advisors.   We started this financial planning blog to help people concentrate on the things that matter and the things that they can control.  The most important thing one can control is his or her own behavior.  We will help […]

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The sun is shining brightly in the morning sky, through our American Flag.

Happy Independence Day!

Independence Day is the celebration of our country’s birthday! Our Declaration of Independence was a historical moment and one that is cherished and celebrated with picnics, barbeques, fireworks, hot dogs and apple pie! It is a great day to wear red, white and blue and to proudly wave the American flag. It is to not be […]

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Hello Planning!

Hello Planning!

One of my favorite musicals is Hello Dolly! and in my time of need, I turn to the joy of relaxing  and singing along while I watch this wonderful movie.  Many of the songs are on my playlist and all of my family members have had to endure long car rides while listening to many songs […]

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A water well

How to Survive This and Future Droughts

We are once again in a rain drought in New Jersey – an annual event. Thankfully, we have not had a “drought” in the stock market for several years. For each of these occurrences, planning is needed. This helps investors be prepared rather than have to repair their portfolios. As retirement income planners, one of our […]

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Financial Adviser

Seven Ways to Fool Yourself

This article was written by Jim Parker who is a Vice President with Dimensional Fund Advisors (DFA) in Australia. Crimmins Wealth Management, LLC is a DFA NJ advisor. The philosopher Ludwig Wittgenstein once said that nothing is as difficult for people as not deceiving themselves. But while most self-delusions are relatively costless, those relating to […]

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My Retirement Cake

Planning to retire later in life? What you need to know

When will you retire? It is a question that most of us begin to think about by the time we are 50 years old.  Having a marker of when you expect to retire is an essential piece of information that you need in order to plan for your retirement income needs. When we first discuss […]

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wetherspoons free wi-fi time

Beware of “Free” Wi-Fi

  As we all travel this summer season, a warning on connecting to any “free” Wi-Fi that your cell phone can connect to.  I was cautioned about this growing threat to capture your personal data for the benefit of criminals. Check the link below for a great TV report by NBC News (only 2 minutes […]

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imported

Mets or Yankees? Rooting for all teams

Growing up in the New York tri-state area has many benefits including the diverse group of people with a large array of interests which makes life interesting. Among them is the vast number of sport teams to root for and follow. The choices are plentiful and the combinations can be quite different. Are you a Mets fan […]

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Referrals and Facebook

Referrals and Facebook

Facebook is universally known to all and is a great invention in sharing your world with others. As it began, the younger generation used it to show the world and their circle of friends what and where they have been. But as time has gone by, all generations have begun to use Facebook for many […]

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Julianne and her baby dolls

What Matters to You?

Determining what matters and will matter most to you at different stages of your life are crucial to developing a financial plan.  Not everyone has the same opinion or values the same things.  The general items may be similar, but the level of importance will vary from person to person. When my girls were babies, they each had […]

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Statue of Liberty

Celebrate Memorial Day by Honoring the Fallen Military

Memorial Day is the official start of the summer season and usually includes a barbecue and the opening of the swimming pool! We are all looking forward to warm weather after the tough winter that we had to endure here in the Northeast. But the main celebration of Memorial Day is to take time to […]

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